IFSC Code

Find the IFSC code of all Indians banks at one place on our site. We have more than 1,45,000 IFSC codes in our database. Just select your bank and branch to find your IFSC code.

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Branch NameIFSCDistrictStateBankSearches
BangaloreADCB0000002Bangalore UrbanKarnatakaAbu Dhabi Commercial Bank502
Technopark, ThiruvananthapuramSBIN0007617ThiruvananthapuramKeralaState Bank of India479
St.francies Con.school(merged)PUNB0455800MeerutUttar PradeshPunjab National Bank473
New Delhi - Jasola Vihar, DelhiICIC0001134DelhiDelhiICICI Bank451
Frazer Road, PatnaSBIN0031790PatnaBiharState Bank of India442
SitapurSBIN0032359SitapurUttar PradeshState Bank of India431
Aantiyaa Talab, UpBARB0AANTIYJhansiUttar PradeshBank of Baroda430
SaketINDB0001006DelhiDelhiIndusind Bank429
PaliMAHB0000273PaliMaharashtraBank of Maharashtra427
Rajkot, KaranparaSBIN0060172RajkotGujaratState Bank of India425
Jaipur - Vaishali Nagar Extn CtrHDFC0000554JaipurRajasthanHDFC Bank423
Adityapur, JharkhandBARB0ADITYASaraikela-kharsawanJharkhandBank of Baroda416
Wadwal NagnathMAHG0004333LaturMaharashtraMaharashtra Gramin Bank408
Bangalore - M G Road ICIC0000002Bangalore UrbanKarnatakaICICI Bank336
ChittilappillyFDRL0001972ThrissurKeralaFederal Bank214
DhekiajuliBARB0DHEKIASonitpurAssamBank of Baroda205
Beliaghat BranchBARB0BELIAGKolkataWest BengalBank of Baroda202
Sahson, Allahabad, UpBARB0SAHSONAllahabadUttar PradeshBank of Baroda198
Kankerbagh-patnaUCBA0001557PatnaBiharUCO Bank197
SaiSBIN0006383PatnaBiharState Bank of India193

IFSC Code: What is it? How does it work?

The Indian Financial System Code, known as IFSC in short, is a singular 11-digit numbering system containing a series of alphabets and numbers. The Reserve Bank of India (RBI) is responsible for issuing unique IFSC codes to every branch of banks in India. An IFSC code is important for account holders to transfer amounts of money using electronic funds transfer technique anywhere across India.

The 11-digit alphanumeric coding system in IFSC identifies the bank name using the first 4 digits, with the fifth digit as “0” for future use and the remaining 6 digits represent the branch name of the account holder’s bank. IFSC is essential to enter whenever attempting to transfer money from one bank account to another via online banking methods anywhere across the country.

Why is the IFSC code important?

Some of the most important points of IFSC code are:

How is IFSC code useful?

An IFSC code is extremely important for account holders and banks alike when any online money transferring method is used. The IFSC code is most helpful in identifying the bank, bank branch and account holders of the banks participating in the transfer of money using the popular online banking techniques, including:

How to find my IFSC code?

The IFSC code is printed and presented in several places for the account holder’s convenience. If you wish to learn your IFSC code, then you can check it on:

NOTE – IFSC code should not be confused with MICR code, which is also clearly printed on every cheque in the cheque book. The MICR (Magnetic Ink Character Recognition) code uses advanced technology and coding system to facilitate easier transactions using checks, as opposed to online money transfers where IFSC code is required.

How does the IFSC code work?

An IFSC code is an essential requirement to perform any money transfers using online banking methods anywhere in India. This unique alphanumeric code is extremely important to recognize the bank branch participating in the online transaction, especially when money is being transferred using NEFT, IMPS or RTGS methods.

Using IFSC code for online money transfers, it becomes easier to recognize beneficiary and recipient banks and their branches. Without an IFSC code, or with a wrong IFSC code, you face the risk of transferring the amount to the wrong bank. In such cases, the process to recover the mistakenly sent amount is extremely complicated and a hassle. You will need to contact your bank branch and request recovery of the transferred amount, which can take anywhere between a week to a month at times.

However, using IFSC codes, there is no risk of mistakes and errors that could result in transferring the amount to the wrong bank or bank account. The unique 11-digit code takes care of that.

Hopefully, now you know the basics of IFSC and learned the importance and essential nature of IFSC codes to perform online money transfers safely and successfully anywhere across India.